Services

Auto Insurance

  • At Remedial Insurance Agency , we offer comprehensive insurance solutions for personal and commercial vehicles, ensuring you have the protection you need — whether you're driving your car, operating a business vehicle, or taking your boat out on the water.

  • Our licensed experts work with major carriers to provide free quotes and help you find the right coverage at the best rates. We make the process simple by comparing policies, ensuring you get the right protection at the best price — all at no cost to you.

Types of vehicle insurance we offer

  • Auto InsuranceCoverage for personal vehicles, including liability, collision, comprehensive, and full coverage options.
  • Boat Insurance Protects against damage, liability, and accidents on the water.
  • Commercial Auto InsuranceCoverage for business-owned vehicles used for deliveries, transportation, and company operations.
  • CDL Insurance Specialized coverage for commercial drivers and truckers with a Commercial Driver’s License (CDL).

Full Coverage vs. Liability Insurance. What’s the Difference?

The main difference is that liability insurance only covers damages and injuries you cause to others, while full coverage includes additional protection for your own vehicle and other risks.

Feature
  • Covers injuries to others
  • Covers damage to others' property
  • Covers damage to your vehicle
  • Covers theft, vandalism, fire, natural disasters
  • Covers uninsured/underinsured drivers
  • Covers medical expenses for you & passengers
  • Covers rental car & roadside assistance
  • Required by law
Liability Insurance
  • Required by law in most states
  • Required by law in most states
  • No
  • No
  • Optional add-on
  • No (unless added separately)
  • No
  • Yes
Full Coverage
  • Included
  • Included
  • Yes (Collision & Comprehensive)
  • Yes (Comprehensive)
  • Typically included
  • Yes (PIP or MedPay)
  • Optional add-ons available
  • No, but required by lenders for financed or leased cars
Liability Insurance
Full Coverage

Covers injuries to others

Required by law in most states
Included

Covers damage to others' property

Required by law in most states
Included

Covers damage to your vehicle

No
Yes (Collision & Comprehensive)

Covers theft, vandalism, fire, natural disasters

No
Yes (Comprehensive)

Covers uninsured/underinsured drivers

Optional add-on
Typically included

Covers medical expenses for you & passengers

No (unless added separately)
Yes (PIP or MedPay)

Covers rental car & roadside assistance

No
Optional add-ons available

Required by law

Yes
No, but required by lenders for financed or leased cars

Which one do you need?

  • Liability insurance is the minimum required by law in most states, covering only damages and injuries to others.
  • Full coverage is recommended if you want protection for your own vehicle, especially if you have a new or leased car. In fact, most lenders and leasing companies require full coverage until the loan or lease is paid off.

At Remedial Insurance Agency , we work with all major carriers to find you the best coverage at the lowest price. Our team is dedicated to helping you understand your options and make informed decisions.

Fill out the form below or contact us today for a free consultation. Let us help you get the coverage you deserve.

Do you currently have active Auto insurance coverage for the last 6 months?

Do you have any accidents, claims, or violations in the last 3 years?

What coverage amount are you looking for?

Is your vehicle leased or financed?

Do you use the vehicle for business purposes (rideshare, delivery, commercial use?